Business Insurance Explained


A tailor-made solution to suit your business needs in a single policy with one renewal date, often called a commercial combined policy.

Commercial combined insurance offers flexibility allowing us to create a bespoke policy for your business. The types of business that can be covered under this type of policy include, but not limited to, manufacturers, wholesalers, distributors, warehouses, importers/exporters, metalworkers and many more. The policies we arrange usually come with extra benefits including automatically included covers, HR assistance and risk management discount.


This tailored policy provides comprehensive protection including cover for:

  • Buildings / tenants improvements
  • Stock
  • Refrigerated stock
  • Contents and machinery
  • Goods in transit
  • Business Interruption
  • Engineering inspection and breakdown
  • Public, Products and Employers Liability
  • Legal Expenses.

Depending on the trade and policy the following covers may be added under the same policy:

  • Professional Indemnity
  • Directors & Officers Liability
  • Cyber Liability

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